My mother used to say to me a thing which, when I look back on it, wasn’t terribly logical. — and I had a pretty hearty appetite, but when I had had a large meal put in front of me, and even I couldn’t get through it, she would say, “Edmund, remember the starving millions in Asia.” Now what possible use my consuming it would do for the starving millions in Asia, I don’t really know, but the fact remains that I was brought up to think about the starving millions in Asia. That meant I had to clean my plate up and not waste it. Later on, I got more involved with the starving millions in Asia, perhaps in a slightly more practical way: helping some of them with schooling and hospitaling and even in agriculture.

I thought often during my years in the White House of an admonition that we received in our small school in Plains, Georgia, from a beloved teacher, Miss Julia Coleman. She often said: "We must adjust to changing times and still hold to unchanging principles."

And what this person told me was that what you need to do is that, when you go to the White House, always say in the back of your mind that this may be the last time I’m going there because I might have to tell this president something he doesn’t like.

My parents also said, “Don’t follow money. Follow your heart and you’ll be successful.” That’s all they told me and my sisters.

Moving closer to work. I live in São Paulo, Brazil, and I used to spend an hour or more in traffic every day, just sitting in the car getting frustrated and anxious. It was a waste of my time.

Queremos crear un ambiente familiar en donde no todo sea fácil, en donde no todo les caiga del cielo, sino que puedan construir su propio camino y tengan ese sentido de desesperación y esa hambre. Eso significa también que todo ese dinero no se les va a dejar a ellos. Se les dará muchísimo amor, como les damos, y muchas oportunidades de educación y de desarrollo, pero todo ese dinero no es para ellos.

Los diferentes trabajos en los que he estado, después de mi graduación, han sido de 100 y 120 horas a la semana, especialmente empezando con Nubank. Básicamente vivía en el lugar de trabajo. Empezamos la compañía en una casa de dos pisos. Mi cofundador vivía en el segundo piso. Yo básicamente dormía en el primer piso, o pasaba muchas noches en el primer piso. No salimos de esa casa por seis o 12 meses porque trabajábamos como locos.

In the first few months of Nubank, I asked everybody to be here by 8:00 a.m. every day. I saw it as a test of people's commitment, and I was pretty rigid about it.

Un constructor.

Now I try to protect one hour in the morning and one in the afternoon where I turn off Slack, and I don't check email. I might read, or write in a journal, or just go for a walk. It's become one of the most important parts of my day. It's when I'm most creative, and when I hit on ideas that can take the company in new directions.