Well, I'd say that I'm actually optimistic about the future of our country. That's not a sentiment most people share today. Especially on the Right, it's increasingly common to feel pessimistic about America. You know, to be 'blackpilled', as they say online. And it's understandable – I too see all the chaos and destruction this Regime is inflicting on our country and the American people. But I really do believe that we can get the pendulum to swing back our way, that we can win this fight and rebuild America. That's why I'm running for office.

There is an awful lot of pious theatre at the moment, where you go to have what you already believed reinforced.

I'd argue that while no doubt mistakes have been made, including by us and KKR, many have misunderstood (or greatly simplified) the model. They have overlooked how value is created -- and for whom.

I just don't really see the dialectic between inside and outside, and corporate and revolutionary, as being as cut and dry as I used to.

In the first few months of Nubank, I asked everybody to be here by 8:00 a.m. every day. I saw it as a test of people's commitment, and I was pretty rigid about it.

No, falta mucho por construir. Estoy muy contento con lo que hemos podido construir en Nubank en estos casi diez años. En lo personal, tengo una familia con cuatro niños chiquitos y eso es un desafío gigantesco, que crezcan, sean buenas personas y lleguen a ser buenos ciudadanos. Es un gran desafío en el que estoy muy enfocado.

I wish I knew more about Clojure, which is the programming language we use most at Nubank. If I did, I could better understand some of the more complex problems we're trying to solve, and I think I could ask better questions when we're setting priorities. I'd like to be able to communicate at that level with the technical side of our team, and I think they would appreciate it, too.

Queremos crear un ambiente familiar en donde no todo sea fácil, en donde no todo les caiga del cielo, sino que puedan construir su propio camino y tengan ese sentido de desesperación y esa hambre. Eso significa también que todo ese dinero no se les va a dejar a ellos. Se les dará muchísimo amor, como les damos, y muchas oportunidades de educación y de desarrollo, pero todo ese dinero no es para ellos.

Moving closer to work. I live in São Paulo, Brazil, and I used to spend an hour or more in traffic every day, just sitting in the car getting frustrated and anxious. It was a waste of my time.

Primero, lanzarse, incluso sin tener todas las respuestas. Segundo, tener resiliencia y disciplina, porque los mercados son volátiles. Tercero, buscar grandes problemas del consumidor. Muchas oportunidades nacen de la frustración.